Though I worked in financial services, I was too busy to focus on my own financial wellbeing and really wanted a fresh perspective on my arrangements. In particular, was I using every opportunity to invest and draw income tax efficiently? I’m also getting to that certain age and worried if I’d have enough income for a comfortable retirement as well as providing for my family when I die.
I hadn’t fully appreciated the value of cash flow analysis until Stuart guided me through various scenarios I’d mulled over. The comfort in knowing that I have enough to live on and still be able to help my children by making some key painless changes to my existing arrangements is priceless.
The advice Stuart gave also ticked the box on tax efficiency, which in turn saved me money and enhanced the value of my assets. I feel more in control now, with a reduced inheritance tax bill – and that means more for my family.
“The comfort in knowing that I have enough to live on and still be able to help my children… is priceless.”